It’s Buidl season with Spectral Finance!

We’re excited to welcome Web2 + Web3 developers alike, to our growing ecosystem through #BuidlWeek at ETHDenver.

Prompt: Build a dApp that integrates Spectral’s MACRO score in a way that brings value to an existing Web3 protocol, or that can create new value through a novel implementation (ex. hybrid lending systems, identity tools for MACRO Score, etc.).

Launch MVP on Abritrum Goerli. We’re looking for innovative solutions that encourage collaboration. Such as tools to bridge the gap between, traditional FinTech and Web3, credit analysis; projects that utilize the MACRO Score to enable end-to-end capital efficiency or that enables new ways of lending on-chain.

Examples include (*but are not limited to*):

1. A lending protocol that uses Spectral’s MACRO Score (on-chain credit score) to 1. adjust interest/collateral rates 2. OR create an entirely new model for lending (eg. imagine Uniswap v3 but for lenders)

2. A gating mechanism for protocol usage. Gates can be ranges of the score (eg. imagine a low-risk lending facility only serving users with scores 700-850)

3. A protocol that does not reveal a user’s score on-chain (using zero-knowledge proofs or other tools) and adjusts behavior with users in an obfuscated manner. (eg. User A interacts with Protocol 1 → Protocol 1 wants to know how credible User A is. How do we prove to Protocol 1 what User A’s score is without revealing the score to Protocol 1.)