[R7] - Tribe.Credit 🏅

At Tribe.Credit, we are committed to revolutionizing the way people donate and support their favorite non-profits and charities. Often, people are faced with the difficult decision of either donating their money to a charity they believe in or keeping it for themselves. With Tribe, we offer a third option. Through our platform, users can add to the credit line of their favorite non-profit or charity and get paid back over the many billing cycles throughout the year. How incredible is the power of Web3 to open an entirely new sphere and paradigm of giving? We hope you are excited about it because we are. #LetsTribe

At Tribe.Credit, we are thrilled about the challenge of bringing credit to every wallet. We believe in creating an incredible UI/UX that will help our friends and family open up their first crypto wallet without even realizing it's related to crypto. Our vision is to provide a built-in credit line when they open their account, making it easy and seamless for them to access credit. To achieve this goal, we have developed a peer-pool-peer lending system that is empowered by social staking and psychology. We see this as the most user-friendly and fluid way to onboard the next billions into the crypto space and welcome the 99 percent. We are determined to build this reality and bring credit to every wallet.

We at Tribe.Credit don't see USDC as a crypto crazed token of the 1% but rather the tool needed and token of choice to onboard the 99%. Our App is wholly dependant on a highly secure stable coin. Circle's partnership with Visa integrations for easy on/off ramping is a vital part of infrastructure that we are excited to collaborate on. We are excited to take our app to the next level through leveraging the incredible technology that is Circle. Through standing the shoulders of giants (Circle) we are confident that we can Stream the Billions of dollars that will flow through our application and create more prosperity for all. #LetsTribe #CircleTribe

We have heard the call from Polygons for a better user experience, and we're here to answer it. Our team has placed a high emphasis on optimizing our UI/UX to ensure that it is user-friendly and accessible to everyone. We have even consulted with a diverse range of individuals, from food truck drivers to grandmothers and young adults, to ensure that our application meets the needs of all users. We take pride in the fact that our UI/UX is unparalleled, and we're confident that even those who may be less tech-savvy, such as Boomers, will find it easy to use. We see great value in partnering with Polygon, particularly given their commitment to security and their development of zkEvm. We recognize Polygon as a leading player in the crypto industry, with a top-notch team that we're excited to work with. We can't wait to integrate our payment and credit system with Polygon and continue to deliver an exceptional user experience to our customers.

At Tribe.Credit, we are thrilled to witness the transformative impact that Huma is making in the world of DeFi lending. While Huma currently empowers businesses' income receivables data similar to how its done in Web2, we envision a future where it can harness the vast amount of data generated from digital payments and other income streams to expand its offerings as we enter Web3. One prime example of this is how Huma can leverage the abundance of creditworthiness data and patterns within our ecosystem to offer credit to an ever-increasing pool of borrowers worldwide. We believe that Huma represents the future of lending and we are excited to explore potential integrations with our platform. As part of our commitment to advancing the field of DeFi lending, we have created an example of a data stream that could serve as a foundation block for future integrations. In the example provided in github we did a basic example of Huma's evaluation agent checking the available credit line of one of our users and delgating the user with 20% of that total credit. We understand Huma's business model and see a bright future where Tribe.Credit user data, such as their line of credit on our application and their internal credit score, could function as a valuable input in Huma's Evaluation Agent process. We look forward to exploring these possibilities with Huma and continuing to push the boundaries of what is possible in the DeFi lending space. #HumaTribe #DataDrivenLending #BuildingTheFutureTogether

We at Tribe.Credit don't see USDC as a crypto crazed token of the 1% but rather the tool needed and token of choice to onboard the 99%. Our App is wholly dependant on a highly secure stable coin. Circle's partnership with Visa integrations for easy on/off ramping is a vital part of infrastructure that we are excited to collaborate on. We are excited to take our app to the next level through leveraging the incredible technology that is Circle. Through standing the shoulders of giants (Circle) we are confident that we can Stream the Billions of dollars that will flow through our application and create more prosperity for all. #LetsTribe #CircleTribe

The Tribe.Credit protocol is all about annoynmity and privacy. We aim to create a new era of borrowing and lending that requires privacy to protect our most core value of Dignity. We see zkBob as an outstanding partner for Tribe.credit due to its optional zk shielding therfore empowering the user with the choice of how their dollars/tokens are distriubuted on the network. We place alot of emphasis on user experience and are excited to partner with zkBob as our token of choice. #LetsTribe #zkOnMyTermsWithMyTribe #BobsTribe

We are so grateful for the Buidlathon DeFi track. It asked us to dream big. To think outside of the box and that's exactly what we did. We created a DeFi application that is easy enough to use by anyone because we believe DeFi is for EVERYONE. Our focus on UI/UX was driven by the lackluster state of UI/UX across the crypto industry. We wanted to create a product that represents the true essence of DeFi - breaking down barriers and being stronger together. We hope that our vision and project resonate with you, as we are passionate about building an incredible future enabled by this incredible technology. Thank you for considering our offering of Tribe.Credit. We are confident it will change not just DeFi but the world as a whole. One person and line of code at a time. #LetsTribe #BreakDownBarriers

We deeply understand the challenges faced by low-income populations, families, and individuals on a daily basis. Our research has shown that one of the key issues is not just numbers and zeros but rather the human emotions of shame and loss of dignity. At Tribe.Credit, our guiding north star is to restore dignity to families and individuals who are going through a difficult patch, with our offering of creating a solution. Tribe.Credit offers a safety net for those who are struggling to borrow from their extended network (tribe) in a way that is anonymous and dignified. This privacy-powered application and user interface extend dignity to the lender as well. With Tribe, both parties can avoid any difficult confrontations and rely on their tribe for support. We see Tribe as a flagship of hope, dignity, and care, ensuring that people's financial emergencies do not escalate any further. Our hashtags, #NeverAlone and #WeTribeYou, reflect our commitment to providing support and care to those in need, while also promoting a sense of community and belonging. Our mission is to ensure that everyone is treated with dignity and respect, regardless of their financial situation. With Tribe.Credit, we hope to create a world where dignity for all is a reality.

At Tribe.Credit, we recognize that homelessness is not a sudden occurrence, but rather a gradual process that often stems from a breakdown in social connections and support networks. That's why we have developed a twofold response to homelessness. First, we aim to provide early support to individuals before they reach a point of homelessness. By leveraging Tribe's unique support system, we are confident that we can help prevent people from falling into dire situations in the first place. Second, for those who are already experiencing homelessness, we strive to help them regain their dignity and climb to a better position. With a app download individuals can access the resources and support they need to escape their current predicament. We are excited about the potential impact that Tribe can have on the homeless community and are committed to ensuring that no one is left behind. Our goal is to create a world where everyone has access to the support they need to thrive and succeed. behind.